Can you get sued personally for a car accident?
Suing the Driver Individually You have the right to sue the driver personally for your damages. The problem here is that most uninsured drivers don’t have the money or assets to draw upon during a lawsuit. Even if you win, you may not be able to recover much.
What is the process after a car accident?
If injuries or damage to the cars are minor, attend your GP as soon as possible and make sure you report the accident the Police within 28 days. When speaking with the Police, obtain an event number. You’ll need this to lodge an insurance claim. Exchange details with the driver of the other car.
What information do I need to provide after a car accident?
Your policy number or information to identify you, such as your post code and car registration number. The registration number of the cars involved. The driver’s name, address and phone number. The driver’s insurance details if you have them.
What happens if someone sues you and you have no money?
Even if you do not have the money to pay the debt, always go to court when you are told to go. A creditor or debt collector can win a lawsuit against you even if you are penniless. the creditor has won the lawsuit, and, you still owe that sum of money to that person or company.
What happens when someone hits your car?
Call the police If someone hits your vehicle, notify the police even if you think it was a minor accident. They’ll write up a police report, which can then be used for your insurance claim. Police also act as an objective arbitrator if disagreements arise between you and the other driver.
What happens if you don’t exchange information after an accident?
Even if you didn’t get another party’s personal and insurance details after the accident, you still have grounds to claim against the at-fault party for any damage to your vehicle or injuries you suffered.
What to do if someone sues you for a car accident?
So, what steps do you need to take now that you have been sued:
- Call your insurance adjuster immediately.
- Ask your insurance adjuster if they have paid to the plaintiff the hospital bill and lost wages caused by this wreck.
- Confirm the amount of your insurance “liability policy limits” with your adjuster.
Are you liable if someone else wrecks your car?
If your friend is driving your car and gets in an accident, but the other driver was at fault, then the at-fault driver’s insurance will cover the damages and costs. However, if you don’t have collision coverage, you’ll have to cover damages to your vehicle.